Parties to a Trust                                              

Settlor: A person who transfers his assets out of his name and into a trust.

Beneficiaries: Named persons who will benefit in some way from the trust asset.

Life Tenant: A person (beneficiary) who will have the right to enjoy the trust asset during his lifetime but will never own the asset or have control over it.

Trustee: A person who is responsible for looking after the assets and legally obliged to ensure all the trust deed requests are complied with. By law the trustee has a similar role as a company director.

Protector: A person appointed by the Settlor to oversee the trustees' decisions. He has no authority over the trust but acts as an advisor to the trustee.

Professional Advisors: Such an advisor may be appointed to provide independent and professional investment and legal advice to the trustee where needed.

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